Advisory Group Equity Services, Ltd. and Trust Advisory Group, Ltd. are committed to protecting the confidentiality of the information furnished to us by our clients. We are providing you this information as required by Regulation S-P adopted by the Securities and Exchange Commission and the Gramm-Leach-Bliley Act.
Information About You That We Collect
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms forwarded to us by you representative;
Information about your transactions with us, our affiliates, or others; and
Information we may receive from a consumer-reporting agency.
Our Use of Information About You
We may share information about you with other companies in the Advisory Group Equity Services, Ltd. and Trust Advisory Group, Ltd. family (that is, companies that are under common ownership) and with parties that provide other services to us, and with certain financial institutions with whom we have joint marketing arrangements. Otherwise, we do not disclose any nonpublic personal information about you to anyone except as permitted by law. We follow the same policy with respect to non-public information received from all clients and former clients.
How We Protect Your Confidential Information
Advisory Group Equity Services, Ltd. and Trust Advisory Group, Ltd. have policies that restrict access to nonpublic personal information about you to those employees who have need for that information to provide investment alternatives or services to you, or to maintain physical, electronic and procedural safeguards to protect you nonpublic personal information. Registered Representatives/Investment Advisor Representatives, as independent contractors, upon leaving the firm may retain all client information both electronically and in hard copy format.
The USA PATRIOT Act
The USA PATRIOT Act, signed by President Bush is designed to detect, deter, and punish terrorists in the United States and abroad. The Act imposes anti-money laundering requirements on brokerage firms and financial institutions. By April 24, 2002, all brokerage firms were required to have new, comprehensive anti-money laundering programs.
To help you understand these efforts, we want to provide you with some information about money laundering and our steps to implement the USA PATRIOT Act.
What is money laundering?
Money laundering is the process of disguising illegally obtained money so that the funds appear to come from legitimate sources or activities. Money laundering occurs in connection with a wide variety of crimes, including illegal arms sales, drug trafficking, robbery, fraud, racketeering, and terrorism.
How big is the problem and why is it important?
The use of the U.S. financial system by criminals to facilitate terrorism or other crimes could well taint our financial markets. According to the U.S. State Department, one recent estimate puts the amount of worldwide money laundering activity at $1 trillion a year.
What are we required to do to eliminate money laundering?
Under new rules required by the USA PATRIOT Act, our anti-money laundering program must designate a special compliance officer, set up employee training, conduct independent audits, and establish policies and procedures to detect and report suspicious transactions and to ensure compliance with the new laws.
As part of our required programs, we may ask you to provide various identification documents or other information. Until you provide the information or documents we need, we may not be able to open an account or effect any transactions for you.
We thank you for your patience and hope that you will support us in our efforts to deny terrorist groups access to America’s financial system.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents. We may also ask for other nonpublic personal information to verify the information provided.
Business Continuation Plan
In the event of a disaster please visit our website www.agesbrokerage.com for important information about our Business Continuation Plan.
Securities Information Protection Corporation
Information on Securities Information Protection Corporation (SIPC), including the SIPC brochure, may be obtained by visiting the website at www.SIPC.org or calling them at
FINRA Website and Broker Check
FINRA Website Address – www.finra.org
FINRA Broker Check Hotline Number – (800) 289-9999
You can also go to www.finra.org, click on Investors, under More Resources (middle of the page) click on Online Printed Publications for a brochure describing FINRA Broker Check
If you have a complaint regarding your financial representative, please write to: Advisory Group Equity Services, Ltd., 444 Washington Street,Woburn, MA 01801, Phone (781) 933-61000.
Social Media Policy
Given the regulations governing our industry, below are some important guidelines and disclosures that govern our participation in social channels, and how we interact with you. Please read them carefully.
Our social media channels (including Twitter, Facebook, and LinkedIn) contain the views and opinions of Trust Advisory Group, Ltd. (“TAG” or “the Firm”.) These views may change and are expressed for informational purposes only. They should not be taken as advice or as a recommendation to make an investment decision.
To help ensure exchanges are productive and respectful of diverse viewpoints, and generally stay on topic, we require that you follow our guidelines. Due to industry law, please do not “endorse” or “recommend” Trust Advisory Group, Ltd. Comments and opinions posted by users are the responsibility of the person who posted them. Trust Advisory Group, Ltd. does not adopt, endorse, or guarantee the accuracy of content posted by others, and such content does not represent the views of Trust Advisory Group, Ltd.
We reserve the right to remove comments and block any commenter who posts content, or whose social media account contains content that is deemed inappropriate or offensive, including those that put us in legal jeopardy; include personal abuse; and/or include racist, sexist and homophobic comments. We may also reject comments that:
are considered likely to disrupt, provoke, attack or offend others
contain language likely to offend
break the law or condone or encourage unlawful activity, including copyright, trade secret, confidential or proprietary information, and so forth
are seen to advertise or promote products, services or external content
include contact details such as phone numbers, postal or email addresses
are considered to be off-topic
are seen to impersonate someone else
Third-party posts do not reflect the views of Trust Advisory Group, Ltd. or any of its affiliates, and they have not been reviewed by us for completeness or accuracy.
Always respect your own privacy. Do not send or post personal information or account information via social media. We will never ask you to disclose your social security or other personal identification number, financial account information, passwords or PINs via social media. Visit our website at www.trustadvisorygroup.com for questions about your accounts and for customer service inquiries.
The “Like” Feature
“Liking” us on our social media sites lets users make a connection with us and our page. It is not an indication of any endorsement for the products or services offered through us or any of our affiliates. Trust Advisory Group, Ltd. does not solicit testimonials or endorsements on our platforms, and, in particular, when related to our investment advisory business. Positive feedback may not be representative of the experience of all clients, does not guarantee future performance or success, and should not be considered a recommendation by us for any specific investment product.
Retweets, likes or other sharing of content are not endorsements.
Tweets and Posts
Trust Advisory Group, Ltd. tweets and posts are for informational purposes only and should not be considered individual investment advice or a recommendation to invest in any security or to adopt any investment strategy. They are not intended as a complete analysis of every material fact regarding any country, region, market, industry, investment or strategy. Trust Advisory Group, Ltd. comments, opinions and analyses are rendered as of the date of the posting and may change without notice, because market and economic conditions are subject to change. Reliance upon information in the posting is at the sole discretion of the user. You should always seek independent advice before making financial decisions.
Retweets, likes or other sharing of content are not endorsements.
Third Party Sites
We may post links to third-party sites when we think you’ll find the information helpful. However, Trust Advisory Group, Ltd. has not reviewed the entirety of those sites and no relationship, association, sponsorship or endorsement is suggested or implied by Trust Advisory Group, Ltd. and such third-party site or company. Trust Advisory Group, Ltd. is in no way responsible for the content of any website, owned or operated by a third party, that may be linked to this website, or to posts or tweets on our social media platforms, via hyperlink, whether such hyperlink is provided by Trust Advisory Group, Ltd. or by a third party. The information to which the user links is neither prepared nor maintained by Trust Advisory Group, Ltd., and Trust Advisory Group, Ltd. has not and will not review or update the information contained in any linked website. Trust Advisory Group, Ltd. is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the linked website. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. In addition, Trust Advisory Group, Ltd. has no responsibility or endorsement for the operations, services, messages, and advertisements that may appear on other websites.
Follows, likes, retweets, replies, or links to third-party content should not be construed as an endorsement by Trust Advisory Group, Ltd.
When you access any third-party site, you are assuming total responsibility and risk for your use of the site you are linking to. Use of these websites shall be at your own risk.
Any information, statement or opinion set forth on Trust Advisory Group, Ltd. website or social media platforms is general in nature, is not directed to or based on the financial situation or needs of any particular investor, and does not constitute, and should not be construed as, investment advice, forecast of future events, a guarantee of future results, or a recommendation with respect to any particular security or investment strategy or type of retirement account. Investors seeking financial advice regarding the appropriateness of investing in any securities or investment strategies should consult their financial professional. You should not construe the contents of the material as legal, tax, accounting, regulatory, or other specialist or technical advice or services or investment advice or a personal recommendation. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information contained in the material.
Trust Advisory Group, Ltd. may retain all posts made to Social Media Sites and may republish or repackage those posts. Trust Advisory Group, Ltd. reserves the right to remove any content posted by users of the Social Media Sites in its sole discretion.
Any opinions expressed in the material are subject to change without notice. Trust Advisory Group, Ltd. is under no obligation to update or keep current the information contained in the material, and past performance is not necessarily indicative of future results. Neither Trust Advisory Group, Ltd. nor any of its directors, officers, employees or agents accepts any liability for any loss or damage arising out of the use of all or any part of the material or reliance upon any information contained therein.
What Are Cookies?
The Trust Advisory Group, Ltd. (“TAG” or “the Firm”) is an SEC registered investment adviser located in the Commonwealth of Massachusetts. Registration does not imply a certain level of skill or training. The Firm may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Any subsequent, direct communication by TAG with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration where the prospective client resides. For information pertaining to the registration status of the Firm, please contact the Firm (Trust Advisory Group, Ltd., 444 Washington Street, Suite 407, Woburn, MA 01802, (781) 385 5214) or refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov).
TAG’s website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of TAG’s website on the internet should not be construed by any consumer and/or prospective client as TAG’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Furthermore, the information resulting from the use of tools or other information on this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Trust Advisory Group.
No portion of any content on this website is to be interpreted as a testimonial or endorsement of Trust Advisory Group’s investment advisory services and it is not known whether any clients referenced herein approve of Trust Advisory Group or its services; nor should it be assumed that any references to Trust Advisory Group’s clients are representative of all of Trust Advisory Group’s clients’ experiences. The information contained herein should not be construed as personalized investment advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy. Past performance is no guarantee of future results. Investing in the stock market involves gains and losses and may not be suitable for all investors.
Trust Advisory Group does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to TAG’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
ACCESS TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEBSITE OR ANY THIRD-PARTY WEBSITE LINKED TO THIS WEBSITE.
For additional information about the Firm, including fees and services, send for our disclosure statement as set forth on Form ADV.
Important Disclosure Information
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Trust Advisory Group, Ltd. (“TAG”), or any financial planning and/or non-investment related consulting services, will be profitable, equal any historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. TAG is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advice from TAG. Please remember that it remains your responsibility to advise TAG, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. A copy of our current written disclosure brochure discussing our advisory services and fees is available upon request. The scope of the services to be provided depends upon the needs of the client and the terms of the engagement.
TRUST ADVISORY GROUP, LTD. IS A REGISTERED INVESTMENT ADVISOR, 444 WASHINGTON STREET, SUITE 407, WOBURN, MA 01801 (781) 385-5214.